Losing excess weight with a Lap Band surgery can significantly improve your health. It can even reduce or eliminate health conditions associated with obesity. The Lap Band Adjustable Gastric Banding System can help you control your hunger - so you lose weight. It can help you look and feel better. It can actually help you change your life. Despite the benefits of losing weight, some people worry about the cost of Lap Band System surgery. What most people don't realize is just how much it costs to be obese. Between the costs of medication, doctor visits, and groceries; morbid obesity can cost more than $18,000 a year.

The cost of a Lap Band procedure will vary from state to state and even from city to city, and it is difficult to predict what your actual costs will be. The variations are often due to the type of health plan you have, whether the surgeon and hospital you choose is an in-network provider, and whether your procedure is performed as an in-patient (overnight stay) or out-patient (same day). Generally speaking the cost of the procedure (facility, surgeon, and anesthesiologist) can run from $12,000 to $25,000.

In addition to the surgery, you will need to be seen by your doctor for follow-up care and adjustments to the Lap Band so that you get the best results. The general procedure cost referenced above usually includes the cost of adjustments for the first year after surgery. After that, these follow-up visits will run from approximately $35.00 to $200.00 each, depending upon how long you are in the office for each follow-up visit.

Insurance Alternatives
There are some instances where a health plan will not cover the Lap Band surgery, despite your medical necessity. In these situations, patients often feel they have explored all their options. This may not be the case. Other options are available.

• Out of Pocket Payment
  Depending on your personal financial situation you may want to consider a lump sum payment.
• Patient Financing
  
  • Loans
    There are many companies that offer financing packages for medical procedures. Most are easily accessible and offer flexible payment plans to fit your needs.
  • The Lap Band Patient Financing Program

You should carefully consider the advantages and disadvantages of each of these options and make the decision that is best for you. If you are still unsure about your options, or have questions you should seek financial advice from a professional.